There are so many insurance providers in the marketplace today that searching for the right fit can become overwhelming to consumers. Not only is securing the right coverage for your home, car, or business an important process, but selecting who will assist you with obtaining that insurance coverage is just as critical. Many consumers are…
Carriers are rewarding customers with discounts for building and renovating homes to be more structurally sound – and these building standards make a significant difference in a storm. According to www.disastersafety.org, “FORTIFIED can be affordable at every price point and uses a unique systems-based method for creating stronger, safer homes. The program employs an incremental approach…
by Morgan Smith, Assistant Editor at IA Magazine Your client hires a babysitter for the night, a chef for a dinner party or a gardener for a weekend. Do they understand their potential liability? Many families form close relationships with their household employees, which makes having a conversation about coverage for domestic staff awkward…
Insurance for Property Managers A property manager is a person or firm hired by an owner to manage the rental and/or maintenance of a property. These individuals/firms add value by coordinating bookings, maintenance requests, and management of an owner’s property on their behalf. With this, property managers face specific risks and should be knowledgeable about…
South Shore Insurance is proudly sponsoring a Great Turkey Drive! Every $15 donation received will enable us to donate one 10-12 lb. turkey to feed a family at Christmas. South Shore Insurance will match all donations “turkey for turkey” until we provide a turkey for every family Catholic Social Services currently serves in our area. …
Contractors typically have varying insurance needs based on their specific situation, but the below categories are the most common and recommended insurance for contractors: General Liability – According to www.sba.gov, general liability insurance “protects a company’s assets and pays for obligations – medical costs, for example –incurred if someone gets hurt on your property or…
Much like the various homeowners policies available, there are multiple options for commercial insurance as well. Different industries have varying insurance needs, and as such require different types of policies. Homeowner’s insurance coverage often includes coverage for the dwelling, personal property, loss of use, and personal liability. Similarly, most business insurance policies contain coverage for…
The deductible is one of the most important elements of your insurance policy and the term is the most widely understood by the insurance consumer. It is defined as a specified amount of money that the insured must pay before an insurance company will pay for a claim. Since most consumers carry automobile insurance, they…
In last week’s post, we discussed loss settlement types – ACV (Actual Cash Value) versus RCV (Replacement Cost Value). We provided information about the benefits of RCV settlement types and touched on the fact that many insureds may not know what type of loss settlement method their policy contains. As we’ve said many times,…
Have you had a difficult time finding coverage for tenant occupied Ho-6 policies? We have you covered! SSIA is now writing homeowners, flood and condominium owners policies in Florida! Contact us today for a quote – 251.923.4463