Archives
SSIA is now a SafeCo Insurance Provider
Great Turkey Drive 2015
Independent Agency vs. Captive Agency – What does it mean for you?
There are so many insurance providers in the marketplace today that searching for the right fit can become overwhelming to consumers. Not only is securing the right coverage for your home, car, or business an important process, but selecting who will assist you with obtaining that insurance coverage is just as critical. Many consumers are…
Understanding Business + Commercial Insurance
Much like the various homeowners policies available, there are multiple options for commercial insurance as well. Different industries have varying insurance needs, and as such require different types of policies. Homeowner’s insurance coverage often includes coverage for the dwelling, personal property, loss of use, and personal liability. Similarly, most business insurance policies contain coverage for…
Understanding AIUA Policies – What is at stake?
In last week’s post, we discussed loss settlement types – ACV (Actual Cash Value) versus RCV (Replacement Cost Value). We provided information about the benefits of RCV settlement types and touched on the fact that many insureds may not know what type of loss settlement method their policy contains. As we’ve said many times,…
SSIA is now writing in Florida!
Have you had a difficult time finding coverage for tenant occupied Ho-6 policies? We have you covered! SSIA is now writing homeowners, flood and condominium owners policies in Florida! Contact us today for a quote – 251.923.4463
ACV vs. RCV – Do You Know the Difference?
With insurance, the devil is in the details. With so many abbreviations and industry specific terminology, shopping for the right coverage can often seem daunting. One of the most important things to know about your homeowner’s insurance policy is the policy’s loss settlement method. Loss settlement types refer to the way the insurance company will…
What is a COBRA Zone?
For most consumers, there is a good bit of mystery associated with the availability of flood insurance, especially at an affordable price, for properties located within “COBRA Zones” (CBRA – Coastal Barrier Resource Area). We feel it is important that the consumer be fully aware of the CBRA definition, as well as the impact on…
Fortified Homes vs. Non-Fortified Construction – Videos
Building homes to a more sound structural standard makes a huge difference in a storm. These videos available at www.disastersafety.org show the difference between homes built to fortified standards and those built to older construction codes. Take a moment to visit this website and learn how you can protect your investments. Fortified homes are subject…