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Uncategorized Archives - South Shore Insurance Agency

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AIUA Announces Homeowners Insurance Changes – What This Means to You

AIUA recently announced significant changes to their homeowners insurance policies which will become affective June 1, 2016. AIUA has typically been seen as the “insurer of last resort” due to the majority of their lower premium programs being offered having an Actual Cash Value, or ACV, settlement method. An ACV settlement method means the insurance company...

SSIA is now a SafeCo Insurance Provider

South Shore Insurance Agency is proud to announce our recent appointment with Safeco Insurance. Originally founded in 1923, Safeco Insurance is an industry leader, providing comprehensive personal lines insurance products, including homeowners insurance, as well as auto, boat and RV insurance, at competitive prices. SSIA is proud to offer Safeco products to our customers because...

Great Turkey Drive 2015

SSIA is proud to once again sponsor the Great Turkey Drive. This 2nd annual fundraiser helps us raise funds to provide a turkey and holiday meal families seeking assistance through Catholic Social Services Mobile and Baldwin Counties. And SSIA will once again MATCH every donation "turkey for turkey" until we feed every family CSS serves this holiday....

Independent Agency vs. Captive Agency – What does it mean for you?

There are so many insurance providers in the marketplace today that searching for the right fit can become overwhelming to consumers. Not only is securing the right coverage for your home, car, or business an important process, but selecting who will assist you with obtaining that insurance coverage is just as critical. Many consumers are…

Understanding Business + Commercial Insurance

Much like the various homeowners policies available, there are multiple options for commercial insurance as well. Different industries have varying insurance needs, and as such require different types of policies. Homeowner’s insurance coverage often includes coverage for the dwelling, personal property, loss of use, and personal liability. Similarly, most business insurance policies contain coverage for…

ACV vs. RCV – Do You Know the Difference?

With insurance, the devil is in the details.  With so many abbreviations and industry specific terminology, shopping for the right coverage can often seem daunting.  One of the most important things to know about your homeowner’s insurance policy is the policy’s loss settlement method.  Loss settlement types refer to the way the insurance company will…

What is a COBRA Zone?

For most consumers, there is a good bit of mystery associated with the availability of flood insurance, especially at an affordable price, for properties located within “COBRA Zones” (CBRA – Coastal Barrier Resource Area).  We feel it is important that the consumer be fully aware of the CBRA definition, as well as the impact on…

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