flood insurance Archives - South Shore Insurance Agency

What a government shutdown means to the National Flood Insurance Program

The information below was copied directly from the NFIP website on Thursday, February 8, 2018. Here is how a government shutdown could affect flood policyholders: Congress must periodically renew the NFIP’s statutory authority to operate. On January 22, 2018, the President signed legislation passed by both houses of Congress that extends the National Flood Insurance Program’s (NFIP’s) authorization to...

AIUA Announces Homeowners Insurance Changes – What This Means to You

AIUA recently announced significant changes to their homeowners insurance policies which will become affective June 1, 2016. AIUA has typically been seen as the “insurer of last resort” due to the majority of their lower premium programs being offered having an Actual Cash Value, or ACV, settlement method. An ACV settlement method means the insurance company...

SSIA is now a SafeCo Insurance Provider

South Shore Insurance Agency is proud to announce our recent appointment with Safeco Insurance. Originally founded in 1923, Safeco Insurance is an industry leader, providing comprehensive personal lines insurance products, including homeowners insurance, as well as auto, boat and RV insurance, at competitive prices. SSIA is proud to offer Safeco products to our customers because...

Great Turkey Drive 2015

SSIA is proud to once again sponsor the Great Turkey Drive. This 2nd annual fundraiser helps us raise funds to provide a turkey and holiday meal families seeking assistance through Catholic Social Services Mobile and Baldwin Counties. And SSIA will once again MATCH every donation "turkey for turkey" until we feed every family CSS serves this holiday....

A Guide to Flood Zones

The Federal Emergency Management Agency (FEMA) has placed more than 20,000 communities in the United States into a category of flood zones. Each community is able to participate in the agency's National Flood Insurance Program (NFIP), with premium rates determined by the risks of flooding. To indicate the risks in different parts of the country,...

What does Flood Insurance coverage cost?

In last week’s post, we discussed the different flood zones and what they mean for your property. Remember, all properties and homes in the US are in a flood zone. Here is a quick refresher of the three current flood zones: An “X” zone is considered non-hazardous and lenders do not typically require flood insurance…

White House signs Homeowner Flood Insurance Affordability Act

Information courtesy of Selective Insurance, photos courtesy of AL.com President Obama Signs the Homeowner Flood Insurance Affordability Act of 2014 On Friday, March 21st, HR3370, also known as the Homeowner Flood Insurance Affordability Act of 2014 was signed and approved by President Obama. This bill introduces changes to the NFIP (National Flood Insurance Program)…

Changes possible for BW12 Flood Insurance Reform Act

Legislation passed in House aiming at BW12 reform On Tuesday, March 4, 2014, the US House of Representatives passed legislation aimed at reforming some of the changes mandated by the Biggert-Waters Flood Insurance Reform Act of 2012 (BW12). This new legislation is known as HR 3370, the Grimm-Waters bill, and while it has similar intent…

Senate to hold off flood insurance

From an article posted January 30, 2014 at 10:55 AM by The Associated Press on al.com WASHINGTON (AP) — Hundreds of thousands of homeowners facing big flood insurance premium increases would see those rate hikes delayed for years under legislation that’s set to pass the Senate. The bipartisan legislation comes amid protests that it would…

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