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Homeowner's Insurance Archives - South Shore Insurance Agency

Archives for Homeowner’s Insurance

AIUA Announces Homeowners Insurance Changes – What This Means to You

AIUA recently announced significant changes to their homeowners insurance policies which will become affective June 1, 2016. AIUA has typically been seen as the “insurer of last resort” due to the majority of their lower premium programs being offered having an Actual Cash Value, or ACV, settlement method. An ACV settlement method means the insurance company...

SSIA is now a SafeCo Insurance Provider

South Shore Insurance Agency is proud to announce our recent appointment with Safeco Insurance. Originally founded in 1923, Safeco Insurance is an industry leader, providing comprehensive personal lines insurance products, including homeowners insurance, as well as auto, boat and RV insurance, at competitive prices. SSIA is proud to offer Safeco products to our customers because...

Learn More About FORTIFIED Homes Discounts

Carriers are rewarding customers with discounts for building and renovating homes to be more structurally sound – and these building standards make a significant difference in a storm. According to www.disastersafety.org, “FORTIFIED can be affordable at every price point and uses a unique systems-based method for creating stronger, safer homes. The program employs an incremental approach…

ACV vs. RCV – Do You Know the Difference?

With insurance, the devil is in the details.  With so many abbreviations and industry specific terminology, shopping for the right coverage can often seem daunting.  One of the most important things to know about your homeowner’s insurance policy is the policy’s loss settlement method.  Loss settlement types refer to the way the insurance company will…

White House signs Homeowner Flood Insurance Affordability Act

Information courtesy of Selective Insurance, photos courtesy of AL.com   President Obama Signs the Homeowner Flood Insurance Affordability Act of 2014  On Friday, March 21st, HR3370, also known as the Homeowner Flood Insurance Affordability Act of 2014 was signed and approved by President Obama. This bill introduces changes to the NFIP (National Flood Insurance Program)…

2013 Homeowner’s Policy Map

In less than a year, we’ve been fortunate enough to assist over 600 families find affordable solutions for their homeowner’s insurance.  Considering that we have been able to help over 50% of our callers, we feel it is well worth the ten minute phone call it takes to see if we can do the same…